Cashback cards

Compare cashback cards that pay you back on everyday spending.

Find cards built for groceries, gas, recurring bills, dining, and flexible rewards without turning comparison into a spreadsheet marathon.

Compare available options
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Neo World Elite Mastercard
Featured offer

Neo World Elite Mastercard

Elevated cash back

A premium cash back card with elevated rewards on groceries, recurring bills, and gas, plus World Elite Mastercard benefits.

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Neo Mastercard
Comparison pick

Neo Mastercard

No annual fee

A no annual fee rewards card that earns cash back on gas, groceries, dining, and thousands of Neo partner merchants.

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Scotia Momentum® Visa Infinite +* Card
Value pick

Scotia Momentum® Visa Infinite +* Card

15% cash back*

A premium cash back card with a 15% introductory cash back offer, a 0% introductory balance transfer rate, and strong everyday earn categories.

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"The form was quick and clear. I knew what to expect before moving ahead."

★★★★★
Marc L. by customer
Rated 4.8 / 5 | 135 reviews Verified review

"I needed a practical option fast and did not want to fill out the same details over and over."

★★★★★
Sabrina K. by customer
Rated 4.8 / 5 | 135 reviews Verified review

"It felt simple: enter the basics, review the path, then decide."

★★★★★
Jonathan P. by customer
Rated 4.8 / 5 | 135 reviews Verified review

Good to know

Compare with more clarity.

The right details make the next step easier to choose.

Earn where you spend most

Look for strong cashback in your biggest categories, not just the headline rate.

Groceries and bills matter

Recurring monthly categories can add up quickly when the earn rate is right.

Compare net value

Annual fees, reward caps, and redemption rules can change the real return.

FAQ

Frequently asked questions

A few useful answers before you continue.

What makes a cashback card good?

A good cashback card rewards your largest spending categories while keeping fees and redemption rules reasonable.

Should I choose no-fee or premium?

Compare the annual fee against your expected rewards. Premium cards can make sense if the extra rewards beat the cost.

Are cashback rates guaranteed?

No. Rates, categories, caps, and terms can change, so verify final details with the provider.

Does FindMyRate provide Cashback cards directly?

No. FindMyRate.ca helps users compare options or start a guided next step. Availability, limits, rates, fees, and final terms are always determined by the provider.

Are Cashback cards options the same in every province?

Not always. Availability can vary by province, provider criteria, legal requirements, and the details submitted in the form or application.

What should I review before continuing?

Compare the total cost, fees, rates, terms, important dates, eligibility criteria, and possible tradeoffs before applying for or accepting any offer.

Is FindMyRate free to use?

Yes. FindMyRate.ca is free for users. We may receive referral compensation from partners, which helps keep the comparison experience available at no cost.

Does comparing options guarantee a better rate?

No. Comparing can help you understand available paths, but rates, savings, rewards, approval, and product availability are never guaranteed.