"The request helped me organize the amount, timing, and purpose before comparing options."
*****
Find a business loan path with one focused request
Compare options for working capital, equipment, expansion, inventory, cash flow, and other Canadian business needs.
Check business loan options in under 2 minutes
Secure
"I needed a practical way to compare funding without calling around during business hours."
*****
"It gave me a clearer starting point for equipment and cash-flow financing questions."
*****
How it works
Business financing, without the runaround.
Start with the essentials lenders usually need to understand the request, then review the next step before moving ahead.
1
Choose your funding amount
Start with the amount your business needs for cash flow, equipment, inventory, growth, or another operating goal.
2
Share business basics
Answer guided questions about the business and the request so matching partners can understand eligibility.
3
Review your next step
Continue only if the amount, provider path, repayment structure, and terms make sense for the business.
Common uses
Built for real Canadian business borrowing needs.
Final approval, available amount, timing, rates, and repayment terms are always set by the provider.
$1k+
Start a request for smaller business needs or larger operating plans.
Flow
Compare paths for working capital, seasonal gaps, invoices, or inventory timing.
Gear
Explore financing for equipment, vehicles, tools, renovations, or expansion projects.
FAQ
Questions before you compare business loans?
Here are the details business owners usually want before starting a funding request.
Is FindMyRate a business lender?
No. FindMyRate.ca is a comparison and matching website. We are not a lender, bank, broker, insurer, or financial advisor, and we do not make final credit decisions.
What can a business loan be used for?
Common uses include working capital, equipment, inventory, payroll timing, renovation, marketing, expansion, cash-flow gaps, and other operating needs. The provider may ask for the loan purpose during review.
How much can my business request?
This page starts with requests from $1,000 up to $500,000. The final amount available depends on provider review, business details, affordability, revenue, credit profile, collateral, and other eligibility factors.
What information should I have ready?
You may need business contact details, owner information, revenue details, bank statements, tax or financial records, time in business, requested amount, and intended use of funds. Requirements vary by provider.
Can startups or self-employed applicants start a request?
Yes, you can start a request. Availability may depend on revenue history, personal or business credit, industry, bank activity, guarantees, collateral, and the provider's criteria.
Does starting here affect credit?
Starting a request through FindMyRate does not itself decide your credit outcome. Any formal credit check, and whether it is soft or hard, depends on the provider and the step you choose to take with them.
How fast can business funding be approved?
Timing varies by provider, business type, requested amount, documents, verification needs, and banking hours. Larger or more complex requests usually require more review.
Do I have to accept an offer?
No. Starting a request does not require you to accept funding. Review amount, interest, fees, repayment schedule, security, guarantees, and total cost before moving ahead.
Does FindMyRate charge a fee?
No. FindMyRate is free for users. We may receive referral compensation from partners, which helps keep the comparison and matching experience available at no cost to you.